Judi

"Money has] absolutely nothing to do with happiness! Nothing. Zero. It’s hugely difficult to get people to understand that you can be happy with no money. When [Judi] and I were first married—I look back on that as one of the happier times in my life. We had nothing! Absolutely nothing! We used to worry about where we were going to get $ 20 on Friday to get a week’s worth of groceries. Now, I’m not saying I would be happy if I went back to worrying about paying the weekly grocery bill, but the problem is that people say, ‘Well look at the money he’s got, look at how happy he must be.’ They don’t have any idea about the responsibility that goes along with employing people and taking risks and borrowing money and dealing with challenges. None of these are easy things to do. A lot of people go to bed at night not knowing what to worry about. I never have that problem! I’ve always got shit to worry about.”"

"HPS, our long term lender, an offshoot of JP Morgan has a security interest in all our assets. We owe them [$ 150 million]. The relationship is a very good one and they allow us to move our assets around.... They also allow us to take enough money out of CFFI to pay all our obligations, dividends to me so I can pay Mum [Judi], Sarah and Michael their salaries/ allowances etc. Moving [$ 10 million] out from under their security blanket would be a problem and not something they would agree to absent some event [such as selling part of ClearBank to John Malone]. There is speculation I am using money to build a new yacht and my new house, money that could be directed to Mum. In fact that is not the case. I am financing the house with a mortgage and my deal with the shipyard allows me to pay in 3 years time, on delivery. So I hope this description of circumstances is helpful to you in appreciating why it is not possible for me to say on June 30th I will pay x. I am more than willing to transfer the Montana house or anything else which might give Mum better comfort that I intend to honour my obligations."